Ponchos are a large piece of material with a center hole cut to be worn over the head and drapped over the shoulders and body. Ponchos may be made of a waterproof material to be worn in inclement weather, or of a heavy material to be worn for warmth.
About Tops:
Tops are an item of apparel that refers to all garments that are worn to cover the torso. Tops may, or may not include sleeves to cover the arms.