A heel is the bottom, back part of a shoe or boot that provides elevation. The styling and construction of a heel may vary (i.e., stacked, stilletto, spiked, sculptured, kitten).
About Loafers:
Loafers or penny loafers are low, leather step-in shoes with tops that resemble moccasins, but have broad flat heels. Loafers have no shoelaces or buckles. Penny loafers are made of leather and are often worn for formal occasions.
About Metallic:
Metallic refers to a material that represents or resembles metals such as gold, silver, or pewter. Metallic articles are very shiny, and often embellished by metal materials.