Loafers or penny loafers are low, leather step-in shoes with tops that resemble moccasins, but have broad flat heels. Loafers have no shoelaces or buckles. Penny loafers are made of leather and are often worn for formal occasions.
About Metal Ornaments:
Metal ornaments are decorative accessories made of metal used in garments, footwear, handbags or small leather goods to embellish their appearance. A metal ornament may resemble a buckle but without any particular function.