Classic Loafers are low, leather step-in shoes with tops that resemble moccasins, but have broad flat heels. Classic Loafers have no shoelaces or buckles. Penny loafers are an example of a Classic Loafer and are made of leather for more formal occasions. The design and style of a Classic Loafer will be more traditional with clean lines and sophisticated taste.
About Heel:
A heel is the bottom, back part of a shoe or boot that provides elevation. The styling and construction of a heel may vary (i.e., stacked, stilletto, spiked, sculptured, kitten).