Apparel is the term used to describe pieces of material that are crafted to be worn on the body. Apparel items include (but are not limited to): Tops, Bottoms, Skirts, Shorts, Sweaters, and Swimsuits.
About Belts:
Belts are a piece of material (most often leather) that is worn around the wearer's waist. Belts may be worn for ornamentation and decorative purposes; or for functional reasons to hold clothing in place.