Loafers or penny loafers are low, leather step-in shoes with tops that resemble moccasins, but have broad flat heels. Loafers have no shoelaces or buckles. Penny loafers are made of leather and are often worn for formal occasions.
About Perfed Uppers:
Perfed uppers, also referred to as perforated uppers, describe footwear with materials having a series of small holes or perforations in the toe cap, vamp, or sides of the shoe. Perfed leather is generally used as a decorative feature in footwear or to add breathability.